• Do you often spend money when you know you shouldn’t?
• Do you have more financial obligations than you can manage, although you know that many of them are unnecessary?
• Do you keep losing track of your financial plan?
• Do you want to become more responsible with money and to learn how to control your impulse to spend more than you should?

When you talk with your friends and relatives, do you secretly envy them for having some savings, no matter how big or small?

Some people naturally have the discipline to save money, which can be very useful in some unexpected situations and allows them to travel more or to buy some more expensive things without getting in debt. You on the other hand, you can’t even think about that because you’re constantly struggling to manage your current debts and to make ends meet.

It’s stressful, it’s irresponsible - and it’s time to change that.

What’s causing you to spend more than you earn is a certain pattern of thinking that you’re accustomed to. Although you know that you should be more disciplined, you often give in to the urge to buy, even when you know you shouldn’t and even if you’re aware that this expense is completely unnecessary.

This pattern is so well established in your mind that even when you try to control your impulses, you somehow end up spending the money you didn’t want to spend. Then you make excuses for your behavior along the lines of “It was stronger than me, I just couldn’t help it.”

Only, you could - and you can!

This album with affirmations was designed precisely to help you with eliminating these dysfunctional thought patterns and establishing new, productive ones. The statements it contains are targeting the root of your urge to spend, making it less influential and eventually completely eliminating it from your mind.

At the same time the affirmations are working to make you more aware of the overall situation of your finances, so that you get less and less tempted to give in to the immediate want.